Managing your money can be difficult, however there are dozens of apps available to help simplify this – and best of all, many of these are absolutely free! So if the idea of sitting down with your bank statements and a spreadsheet brings you out in a cold sweat, look for an app instead.
It’s very easy to fall into bad habits. You may have the best of intentions, but if you’re having a bad day, or your friends suggest an impromptu night out or trip to the shops, you could make a spending mistake – or three – which can make you run out of cash earlier than …
Starting new habits doesn’t mean having to completely change your life. Although making adjustments to your usual behaviour can be scary, even taking small steps can help improve your wellbeing – as well as your bank balance.