Managing your money can be difficult, however there are dozens of apps available to help simplify this – and best of all, many of these are absolutely free!
So if the idea of sitting down with your bank statements and a spreadsheet brings you out in a cold sweat, look for an app instead.
It’s very easy to fall into bad habits. You may have the best of intentions, but if you’re having a bad day, or your friends suggest an impromptu night out or trip to the shops, you could make a spending mistake – or three – which can make you run out of cash earlier than you thought.
Starting new habits doesn’t mean having to completely change your life. Although making adjustments to your usual behaviour can be scary, even taking small steps can help improve your wellbeing – as well as your bank balance.