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Buy-Now-Pay-Later? What is it and should I avoid it?

You may not be familiar with the term Buy-now-pay-later (BNPL), but you may have seen lenders you have done any online shopping in the lead up to Christmas. BNPL Lenders such as Klarna (the UK’s largest provider), Clearpay and LayBuy are names you may see when you get to the checkout on your favourite websites …

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