Money dangers – Don’t be a money mule!
‘Fancy some easy money – with no strings attached?’
If you’re in the red and looking for easy ways to make money, you could be in danger of becoming a money mule.
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Beating the mid-term money blues!
It’s now mid-way through the first term, and although we hope that you are having a fantastic time studying with us in Northampton, it’s often around this time when students start to have problems managing their money.
If you have any money worries, don’t panic – here’s a guide about what to do next to beat the mid-term money blues!
Welcome to University 2018/19
Welcome to the University of Northampton! Whether you are a new or a returning student, we hope you have a fantastic experience studying with us at our new Waterside campus. Money is often a cause of concern for students so here is a checklist to help you get into good habits early when managing your money:
Beginning of term money FAQs for 2018/19
At the start of term, we receive many queries relating to student finance and funding. Here is a list of the most typical questions – and answers – to help you while you study with us.
Read More »Beginning of term money FAQs for 2018/19
Top 10 ways to manage your money
Money is often a concern for students. This Guardian article features second years discussing how they spent their money during their first year – most agree that taking steps to manage your finances is key!
By not leaving your finances to chance, you then can spend more time enjoying your studies and your life at university without worrying about your bank balance.
Here are our top 10 ways to manage your money to get you started:
Are you working this summer?
Getting a summer job is always a great idea – it will give structure to those long, hot days, you’ll gain useful work experience, and best of all, you’ll earn money to spend now (although we would recommend that you save some for next year too). If you are receiving wages, we have some information about tax below which you might find useful. But whether you are working or not, it’s still a good time to investigate ways to increase your income and reduce your spending so you’re ready for the start of term.
New term – new budget
It’s the summer term and with this comes your final instalment of funding for this academic year. You now need to stretch your money for this term and possibly also the summer too. It’s not as scary as it sounds – see below for our guide to keeping on top of your finances for the final term and beyond.
Tips for applying for FAF
If you’re struggling financially, you can apply for the Financial Assistance Fund to help you with your living costs (eligibility criteria apply) – if you’re offered an award, you do not usually have to pay it back. The Financial Guidance team are aware that students sometimes have questions when they are making an application so we have created this post to help:
NSMW – What are the true costs of renting?
National Student Money Week starts today at the University of Northampton!
This year, our campaign ‘Where I live’ is focussing on housing, including the typical costs of renting and what to think about when looking for a new house for next year.
If you’re in your first year and currently living in Halls, you’ll probably need to move out at the end of the academic year. Similarly, some landlords like to change their student tenants each year, so even if you love your house share now, check with your landlord sooner rather than later so you know if you need to start looking.
Assuming you need or want to move, here are some helpful pointers and tips to consider before diving in to your next commitment.Read More »NSMW – What are the true costs of renting?
Money dangers – beware of phishing!
It’s not long now till you get your next payment of student funding – which is something to smile about. However, did you know that more and more students are being targeted by fraudsters through phishing scams? Students are more likely to be contacted just before their funding is due to be paid. But there’s no need to panic – instead keep reading for more information on phishing and how you can protect yourself online.