Minimising expenditure

Minimising expenditure is something that you might need to do in order to be able to afford all of your bills as well as the occasional treat. Minimising your expenditure may feel like a difficult task at first, as it may seem that all your spending is essential, so we have come up with some helpful tips which may make this easier for you!

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How do I budget, and why do I need one?

Budgeting helps to give you an idea of your overall financial situation and reduce any unnecessary spending, through making you more aware of exactly what you are spending and what you are getting for your money. Budgeting is a great way of minimising the possibility of getting into debt – you might even be able to save money once all of your essential bills are paid! Creating a budget plan might not be much fun, but it will help you to live within your financial means so that you potentially have more money to spend on leisure and for occasional treats.

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