Money Matters

Financial Guidance Blog | University of Northampton

Student sat on desktop computer

Buy-Now-Pay-Later? What is it and should I avoid it?

You may not be familiar with the term Buy-now-pay-later (BNPL), but you may have seen lenders you have done any online shopping in the lead up to Christmas. BNPL Lenders such as Klarna (the UK’s largest provider), Clearpay and LayBuy are names you may see when you get to the checkout on your favourite websites…

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Sustainable spending – how to go green and save money

The climate is changing, but you can make a difference – by deciding to live more sustainably. Sustainable living doesn’t have to be expensive: it’s about only buying what you need, reusing what you have, and avoiding waste where you can – all of which can help you do your bit to save the planet…

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Seven steps to take if you’re worried about money

We hope you are enjoying your studies at the University of Northampton, but we know that many students have problems managing their money, especially at the Autumn mid-term point – which if not resolved can negatively affect both your ability to get the most out of your course and student life in general. The next…

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Money FAQs for beginning of term 2019/20

At the start of term, the Financial Guidance team receive many queries relating to student finance and funding. Here is a list of the most typical questions – and answers – to help you while you study with us.

Five ways to get financially ready for university!

Whether you are starting university for the first time or continuing on your course this Autumn, there are several simple ways in which you can manage your finances more effectively– so you can focus on your studies and enjoy the opportunities university offers, rather than worrying about money! Even if you struggled with money last…

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One piece of money advice for a prospective student – part 2

Going to university is exciting, but it can also be daunting – especially if you’re having to manage your money for the first time. If you’re starting university this year, here are some tips on student finance and funding from some of our current students* to help you get it right; part 1 – which…

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One piece of money advice for a prospective student – part 1

    Going to university is exciting, but it can also be daunting – it may be the first time you’ve lived away from home, organising your studies around food shopping, doing laundry, paying bills, etc. But managing your money doesn’t have to be stressful. If you’re heading to university this year, here are some…

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Apps to help you save money

Managing your money can be difficult, however there are dozens of apps available to help simplify this – and best of all, many of these are absolutely free! So if the idea of sitting down with your bank statements and a spreadsheet brings you out in a cold sweat, look for an app instead.

Top 5 bad money habits to break

It’s very easy to fall into bad habits. You may have the best of intentions, but if you’re having a bad day, or your friends suggest an impromptu night out or trip to the shops, you could make a spending mistake – or three – which can make you run out of cash earlier than…

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Top 5 good money habits to start

Starting new habits doesn’t mean having to completely change your life. Although making adjustments to your usual behaviour can be scary, even taking small steps can help  improve your wellbeing – as well as your bank balance.

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