Whether you are starting university for the first time or continuing on your course this Autumn, there are several simple ways in which you can manage your finances more effectively– so you can focus on your studies and enjoy the opportunities university offers, rather than worrying about money!
Even if you struggled with money last year, it’s not too late to start afresh for the upcoming year – all it takes is a little time dedicated to planning ahead.
Here are our five ways to get ready financially for university:
It’s very easy to fall into bad habits. You may have the best of intentions, but if you’re having a bad day, or your friends suggest an impromptu night out or trip to the shops, you could make a spending mistake – or three – which can make you run out of cash earlier than you thought.
Starting new habits doesn’t mean having to completely change your life. Although making adjustments to your usual behaviour can be scary, even taking small steps can help improve your wellbeing – as well as your bank balance.
Happy New Year! We hope you’ve had a good Christmas break, and are looking forward to an exciting 2019!
After Christmas, most people’s thoughts now turn to money. Whether you budgeted well in the first term, or ended up over-spending and maxing-out your credit, there’s always room for improvement. The good news is that by taking small steps you can make over your money in the new term, and by managing your finances more effectively, you can cut down on stress and to better enjoy life at University.
Welcome to the University of Northampton! Whether you are a new or a returning student, we hope you have a fantastic experience studying with us at our new Waterside campus. Money is often a cause of concern for students so here is a checklist to help you get into good habits early when managing your money:
Money is often a concern for students. This Guardian article features second years discussing how they spent their money during their first year – most agree that taking steps to manage your finances is key!
By not leaving your finances to chance, you then can spend more time enjoying your studies and your life at university without worrying about your bank balance.
Here are our top 10 ways to manage your money to get you started:
It’s the summer term and with this comes your final instalment of funding for this academic year. You now need to stretch your money for this term and possibly also the summer too. It’s not as scary as it sounds – see below for our guide to keeping on top of your finances for the final term and beyond.
If you’re struggling financially, you can apply for the Financial Assistance Fund to help you with your living costs (eligibility criteria apply) – if you’re offered an award, you do not usually have to pay it back. The Financial Guidance team are aware that students sometimes have questions when they are making an application so we have created this post to help:
National Student Money Week starts today at the University of Northampton!
This year, our campaign ‘Where I live’ is focussing on housing, including the typical costs of renting and what to think about when looking for a new house for next year.
If you’re in your first year and currently living in Halls, you’ll probably need to move out at the end of the academic year. Similarly, some landlords like to change their student tenants each year, so even if you love your house share now, check with your landlord sooner rather than later so you know if you need to start looking.