We love Christmas, and who are we to let a lack of funds get in the way of having a jolly time? With a festive sprinkling of budgeting and a dash of creativity, you’ll be able to have the Christmas you always dreamed of, without the bank balance of your nightmares.
If you’re struggling financially, you may be eligible for an award from the Financial Assistance Fund (FAF) – to apply, you need to complete an application form and provide evidence to demonstrate your finances over the academic year.
There are many benefits to having a job alongside your studies. It’s not just about the money – although it is helpful to have an additional source of income – having a part-time job gives you experience and skills to put on your CV.
Minimising expenditure is something that you might need to do in order to be able to afford all of your bills as well as the occasional treat. Minimising your expenditure may feel like a difficult task at first, as it may seem that all your spending is essential, so we have come up with some helpful tips which may make this easier for you!
Budgeting helps to give you an idea of your overall financial situation and reduce any unnecessary spending, through making you more aware of exactly what you are spending and what you are getting for your money. Budgeting is a great way of minimising the possibility of getting into debt – you might even be able to save money once all of your essential bills are paid! Creating a budget plan might not be much fun, but it will help you to live within your financial means so that you potentially have more money to spend on leisure and for occasional treats.