It’s very easy to fall into bad habits. You may have the best of intentions, but if you’re having a bad day, or your friends suggest an impromptu night out or trip to the shops, you could make a spending mistake – or three – which can make you run out of cash earlier than you thought.
Starting new habits doesn’t mean having to completely change your life. Although making adjustments to your usual behaviour can be scary, even taking small steps can help improve your wellbeing – as well as your bank balance.
Happy New Year! We hope you’ve had a good Christmas break, and are looking forward to an exciting 2019!
After Christmas, most people’s thoughts now turn to money. Whether you budgeted well in the first term, or ended up over-spending and maxing-out your credit, there’s always room for improvement. The good news is that by taking small steps you can make over your money in the new term, and by managing your finances more effectively, you can cut down on stress and to better enjoy life at University.
How to do this? See our guide below:
‘Fancy some easy money – with no strings attached?’
If you’re in the red and looking for easy ways to make money, you could be in danger of becoming a money mule.
It’s now mid-way through the first term, and although we hope that you are having a fantastic time studying with us in Northampton, it’s often around this time when students start to have problems managing their money.
If you have any money worries, don’t panic – here’s a guide about what to do next to beat the mid-term money blues!
Welcome to the University of Northampton! Whether you are a new or a returning student, we hope you have a fantastic experience studying with us at our new Waterside campus. Money is often a cause of concern for students so here is a checklist to help you get into good habits early when managing your money:
At the start of term, we receive many queries relating to student finance and funding. Here is a list of the most typical questions – and answers – to help you while you study with us.
Money is often a concern for students. This Guardian article features second years discussing how they spent their money during their first year – most agree that taking steps to manage your finances is key!
By not leaving your finances to chance, you then can spend more time enjoying your studies and your life at university without worrying about your bank balance.
Here are our top 10 ways to manage your money to get you started:
Getting a summer job is always a great idea – it will give structure to those long, hot days, you’ll gain useful work experience, and best of all, you’ll earn money to spend now (although we would recommend that you save some for next year too). If you are receiving wages, we have some information about tax below which you might find useful. But whether you are working or not, it’s still a good time to investigate ways to increase your income and reduce your spending so you’re ready for the start of term.
It’s the summer term and with this comes your final instalment of funding for this academic year. You now need to stretch your money for this term and possibly also the summer too. It’s not as scary as it sounds – see below for our guide to keeping on top of your finances for the final term and beyond.